Kincaid IQ
The Benefits War Room
A product-first transparency engine designed to expose financial leakage, incentive misalignment, and structural blind spots in employer health plans.
Kincaid IQ is built for mid-market and large employers—especially self-funded plans—where leadership needs clear answers on pharmacy, GLP-1, stop-loss volatility, and vendor accountability.
Kincaid IQ ingests claims and plan inputs, normalizes and reconciles the economics, and produces CFO-ready KPIs with an evidence trail behind each number—so decisions aren't based on vendor summaries or guesswork.
What Kincaid IQ Does
Solutions Built for Boards, CFOs, and Investors
Kincaid IQ turns healthcare spend into a governed, defensible, profit-optimizing system— designed to withstand board scrutiny, diligence, and exit.
PBM Transparency & Governance
Pressure-test PBM pricing, rebates, spreads, and incentives using claims, contracts, and remittance data—producing accounting-defensible, board-ready truth.
GLP-1 Transparency & Margin Duration
Model GLP-1 penetration, persistence, stop-loss interaction, and long-term run-rate exposure— turning a pharmacy trend into a governed margin signal.
EBITDA Defense & Profit Maximization
Identify recoverable leakage, separate structural from negotiable costs, and translate healthcare economics directly into EBITDA impact investors trust.
Diligence & Board Accountability
Produce evidence-first transparency that withstands diligence, audit, leadership transitions, and exit reviews—without black-box analytics.
4 Critical Battlegrounds
Where plan performance is won or lost
4 Critical Battlegrounds
Where plan performance is won or lost
Audit-Grade Evidence
Every claim backed by verifiable data and documentation.
Real-Time Analytics
Live dashboards showing actual plan performance and spend.
CFO-Ready Reports
Executive summaries with actionable insights and recommendations.
Dashboards show numbers.
Kincaid IQ shows receipts.
Every KPI is tied back to the underlying inputs—claims, contracts, and defined methodologies—so leadership can defend decisions and challenge vendor narratives with confidence.
How It Works
Ingest
Pharmacy + eligibility (minimum), then medical/contract/renewal inputs as available
Normalize
Clean, map, reconcile categories
Score
Compute hero KPIs with evidence trails
Act
Deliver a prioritized action path + reporting cadence
Want to see this with your plan data? jer@kincaidrmc.com
Enterprise Solutions
We use minimum-necessary access, controlled environments, and evidence-based governance. Your plan data is handled like sensitive financial data—because it is.
Frequently Asked Questions
Is this just another dashboard?
No. Kincaid IQ is a decision system: reconciliation + modeling + evidence trails, not just charts.
What data do you need to start?
At minimum: pharmacy claims + eligibility. From there we can add medical claims, PBM contract terms, stop-loss renewals, and plan docs.
How fast can we see value?
You'll see high-signal findings quickly. Full KPI wiring follows once data is normalized and reconciled.
Do you replace our broker/consultant?
Not automatically. We make incentives and economics measurable so you gain leverage and clarity—regardless of who you keep.
What makes results "defensible"?
Clear definitions + traceable inputs + the ability to reconcile totals to underlying detail. That's how finance trusts the story.
Want the fastest clarity win?
Email jer@kincaidrmc.com or call 219.256.3331
Learn more about healthcare governance and benefits intelligence in our Healthcare Intelligence thought leadership series, or explore how EBITDA defense systems protect margin across the enterprise.
